Refund policy
1. Booking & Payment Options
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Deposit Option: A 20% non-refundable deposit secures your spot.
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Full Payment Option: Pay total upfront.
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By booking, you confirm you accept these terms.
2. Trips (Nicaragua, Maldives, Beginner Camps)
Refund & Transfer Policy (in line with EU Directive 2011/83/EU, Article 16(l)):
| Time before trip | Deposit | Balance | Notes |
|---|---|---|---|
| More than 3 months before start | Non-refundable, but transferable to another Surf Sense trip within 12 months | Refundable (minus €100 admin fee) | Balance may be refunded or applied as credit. |
| 3 months or less before start | Non-refundable, not transferable | Non-refundable | Client may transfer their spot to another person for the same trip & dates. |
| Operator cancellation | Full credit or refund | Full credit or refund | Client may choose refund or move to another Surf Sense trip. |
⚠️ No refunds for:
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late arrivals / early departures
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illness or injury
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weather or surf conditions
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travel disruptions
We strongly recommend comprehensive travel insurance covering cancellations and medical emergencies.
3. Peniche Coaching (In-Person)
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Improver Plans (Monthly): Cancel/reschedule up to 48h before a session. Missed sessions without notice are non-refundable.
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Pro & Elite Programs: Application-only. Monthly fee is non-refundable once the month begins. Cancel before next cycle to stop renewal.
4. Online Coaching Programs (EU Consumer Law Applies)
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Core Program (Monthly):
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Cancel anytime before renewal.
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Once access to content or coaching is provided, the 14-day withdrawal right is waived.
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Non-refundable after access begins.
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Pro & Elite Programs:
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Minimum 3-month commitment.
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Once started, fees are non-refundable.
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After 3 months, cancel anytime before renewal.
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At checkout, clients must confirm: “I agree to immediate access and waive my 14-day withdrawal right as per EU Directive 2011/83/EU, Article 16(m).”
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5. Consumer Rights (Poland & EU)
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As required by Polish law and EU Directive 2011/83/EU, clients may withdraw within 14 days for digital services only if they have not accessed the service.
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By starting the program (logging in, receiving content, or coaching), the client agrees to lose this right.
6. Disclaimers & Insurance
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Surf Sense is not liable for external costs (flights, visas, insurance).
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We strongly recommend travel insurance covering surfing, medical, and trip cancellations.
7. Contact & Exceptions
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Contact: info@surf-sense.com
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Exceptional requests (e.g., medical emergencies) may be offered a credit valid 12 months, at Surf Sense’s discretion.